Why children’s savings accounts should be America’s next wealth transfer program

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Growing concern about the high cost of college has led to demands for free college. However, “free college” – a concept that gained a modest amount of traction in the 2016 elections – ignores the roots of inequity. Inequality does not start when the tuition bill arrives, nor does it end after it is paid. Instead, financial aid would be better used to influence children’s early education, college completion and post-college financial health.

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